1. Introduction
Welcome to Finova, an AI-powered expense tracking application developed and operated by Alogyan Technologies.
We respect your privacy and are committed to protecting your personal and financial information. This Privacy Policy explains what information we collect, why we collect it, how we use it, and the choices available to you when using Finova.
By using Finova, you agree to the practices described in this Privacy Policy.
2. Information We Collect
2.1 Account Information
If you create or sign in to a Finova account, we may collect information associated with your account, such as:
- Name or display name
- Email address
- Profile information provided through supported sign-in services
- Authentication and account identifiers
2.2 Expense and Financial Information
Finova may process information that you provide or create while tracking your expenses, including:
- Transaction amounts
- Transaction dates and times
- Merchant or payee names
- Expense categories
- Notes, descriptions, and tags
- Budgets and financial goals
- Other information you choose to enter into the app
2.3 Transaction Notifications
With your explicit permission, Finova may access relevant payment or transaction notifications on your device to automatically identify and record expenses.
Notification data is used to identify transaction-related information and improve automatic expense tracking. Finova does not use notification access to read unrelated notifications for purposes unrelated to expense tracking.
2.4 Device and Technical Information
We may collect limited technical information necessary to operate, secure, and improve the application, such as:
- Device type and operating system
- App version
- Basic diagnostic information
- Crash and error information
- Anonymous or pseudonymous identifiers
3. How We Use Your Information
We may use information collected through Finova to:
- Provide and operate expense tracking features
- Automatically identify and categorize transactions
- Generate AI-powered expense insights and suggestions
- Provide spending summaries and analytics
- Maintain and synchronize your account and data
- Provide backups and data restoration functionality
- Detect, prevent, and address security issues
- Diagnose crashes and technical problems
- Improve the reliability and functionality of Finova
- Communicate with you regarding your account or the service
- Comply with applicable legal obligations
4. AI Features
Finova may provide AI-powered features such as expense categorization, spending insights, summaries, recommendations, and financial suggestions.
Information required to provide these features may be processed by Finova or by carefully selected technology providers acting on our behalf.
AI-generated suggestions are intended to help you understand your spending and should not be considered financial, investment, tax, or legal advice.
5. Data Storage and Security
We take reasonable technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction.
Depending on the feature and configuration you use, your data may be stored locally on your device and/or on secure servers used to provide Finova's services.
Where appropriate, Finova may use encryption and other security mechanisms to protect sensitive information during storage and transmission.
No method of electronic storage or transmission is completely secure, and we cannot guarantee absolute security.
6. Backups and Data Sharing
Finova may provide functionality that allows you to create and restore backups of your expense data.
If you choose to share a backup through services such as email, messaging applications, cloud storage, or other sharing methods, the backup is transmitted through the service you select.
7. Sharing of Information
We do not sell your personal information.
We may share or disclose information only when reasonably necessary to provide Finova or when required by law, including:
- Service providers: Trusted providers that help us operate infrastructure, authentication, analytics, AI functionality, security, or other essential services.
- Legal requirements: When disclosure is required by applicable law, regulation, legal process, or valid governmental request.
- Security and protection: When necessary to protect the rights, property, safety, or security of Finova, our users, or others.
- Business transfers: In connection with a merger, acquisition, restructuring, financing, or sale of all or part of our business, subject to applicable legal requirements.
8. Third-Party Services
Finova may rely on third-party services to provide certain functionality, such as authentication, cloud infrastructure, analytics, AI processing, crash reporting, or other technical services.
These providers may process information on our behalf and are expected to handle information in accordance with applicable contractual and legal requirements.
Third-party services may also have their own privacy policies. We encourage you to review the policies of services you use through or alongside Finova.
9. Permissions
Finova may request certain permissions depending on the features you choose to use. These may include:
- Notification access for automatic transaction detection
- Internet/network access for online services and synchronization
- Storage or file access for backup and restore functionality
- Other permissions required for specific features
You can manage available permissions through your device settings. Some Finova features may not work correctly if the required permission is denied or revoked.
10. Data Retention
We retain information only for as long as reasonably necessary to provide our services, maintain legitimate business and security requirements, resolve disputes, enforce agreements, or comply with applicable legal obligations.
You may request deletion of your account or personal information by contacting us using the details provided below, subject to applicable legal and operational requirements.
11. Your Choices and Rights
Depending on your location and applicable law, you may have rights regarding your personal information, including the right to:
- Request access to information we hold about you
- Request correction of inaccurate information
- Request deletion of your information
- Withdraw certain permissions or consent
- Request a copy of certain information
- Object to or restrict certain processing where applicable
To exercise an applicable privacy right, contact us using the email address below.
12. Children's Privacy
Finova is not intended for children who are under the minimum age required to independently use the service under applicable law.
We do not knowingly collect personal information from children where such collection is prohibited by law. If you believe that a child has provided us with personal information, please contact us so that we can take appropriate action.
13. International Data Transfers
Depending on where you live and where our service providers operate, your information may be processed or stored in countries other than your own.
Where required, we take reasonable measures to ensure that international transfers are subject to appropriate safeguards under applicable privacy laws.
14. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes to Finova, our practices, technology, or applicable laws.
When we make changes, we will update the effective date shown at the top of this page. We encourage you to review this Privacy Policy periodically.
15. Contact Us
If you have questions, concerns, requests, or complaints regarding this Privacy Policy or the handling of your information, please contact us:
Alogyan Technologies
Email:
business@alogyan.com
We will make reasonable efforts to respond to privacy-related requests within a reasonable period and as required by applicable law.